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Hello ... thought i'd drop by and say hi to a fellow Washingtonian. Blessings, Cat

Oh, I fully understand the "over-qualified". I'm currently not finding a teaching post but most day to day companies do not want to hire someone who is almost master level. It's too much monies so they seem to think saying "over qualified" is some sort of compliment when all I need is a job.

Best of luck. Namaste-Anora

The economic rules have definitely changed for all of us. For someone like me, with a master's degree and 17 years of experience in my field, it's very difficult. I can't afford to move out of my immediate area to find suitable work. It's completely unrealistic to imply I can find any job I want. Nobody is going to hire me to do janitorial work or any entry level job for that matter. I've applied for some of those positions, and the response is always 'you're overqualified.' Rightfully so: they know that after awhile I'd get bored and frustrated. Probably sooner than later.

There's nothing wrong with taking out a small loan as an emergency fund in the short term. It's a calculated risk; in fact, that gives me even more incentive to do well at my new job and pay off the loan right away. With a commission pay structure, yes there's the risk of making nothing. There's also the chance of making a lot. And since I've learned over the last 2 years how to live on very little, it's a chance worth taking. The company makes my appointments for me, but I can also find clients on my own and earn bonuses for doing so. 

Brian-

My only suggestion is to try to collect unemployment on the previous company to pay expenses whilst you are in training with the new job. I'm not exactly sure what sort of company you are working for but it does sound questionable. However, I know nothing about "real estate". I do know that most "commission" jobs have a low base salary and then anything you collect in commissions is above and beyond your base salary. So, to not have a base salary sounds well sketchy. 

If you need to make a career change I'd do so, but when getting in bed with any company I'd do the research first. 

Best of luck. Namaste-Anora

You are welcome. I know how the job feilds can be. I think what the other was meant not knowing what your commissions will be why you just didn't find a job that paid you right out. But you feel comfortable with the work you will be doing so all anyone can do is try it out. Yes I knew a person in the market of getting loans for people and he went under with the economy as did many other people in the realesate biz go under. Now they are doing everything and anything to make money. I have met them in mlm's I use to do. It is a product of our economy...Good luck and keep in touch...

Starshine

Thank you, Starshine. That's very helpful. The job I've started has a lot of potential. The man I'm training with in the field is one of their best sales reps. Very knowledgable and professional. Someone else replied to my post and questioned why I'd go from project management to sales, implying that there must be something wrong with me. Anything connected to the real estate industry is in serious trouble. I know a lot of fellow land use planners/managers who are leaving the field just as I am, because there's not enough work anymore. I had 2 temporary jobs in the last 2 years that didn't become permanent. Both of those were in the my former career field. It's a product of the economy, unfortunately.

 Anyway, I appreciate your help!

Hello and welcome

Many of us me including worry about being homeless. Try this for a loan

 http://www.prosper.com/

I have done commission work two times and one for  pay so low and hard to get. But yours sounds different with potential. If you can and have the time see about the following job ideas and look for other temporary work till your job starts paying. For me I look for telemarketing jobs.

Here I put together many things modestneeds, microgiving etc and other things that may help with rent. 

http://help-with-rent-security-deposit-utility-bills.starshine1.aidpage.com/

here are some job ideas below and yes men do do these

 http://job-ideas.starshine1.aidpage.com/

one lady wrote earlier she collected cans and turned them in for 200 dollars san47 and she isn't the only one who has done it. 

In my blog is a link for pet food banks and yes they have them too. 

A member here lives in your state and says they have one of the best programs for helping people not to become homeless or helping the homeless. I know I did a piece about Washington State and she commented on it

my blog and more information is at 

http://starshine1.aidpage.com/

wishing you the best with your new job and I have a cat too. Many of us do have cats and pets here

Starshine